A robust, nimble and sophisticated platform created for retail banks combining off-the-shelf
technology and consistently unique interface design

  • 2-in-1: mobile app & RWD digital banking

    Our hybrid mobile banking application for daily banking may be extended to a multiscreen digital banking platform. EFI4 uses responsive web design to build the best customer experience across all devices: mobile, desktop and tablet.

  • Tailor made UX

    Outstanding UX is the one way that a bank can differentiate itself. Building our system on the base of microservices components offers a framework to specifically match a bank's needs and strategy and align itself to digital challenges.

  • Seamless journey

    Our seamless journey is backed up by enterprise-class CMS that covers both public and digital banking platforms. Features include contextualised login, personalized communication, forms management and targeted selling.

  • Microservice architecture

    Our wealth of microservicers ensures fexibility, scallability, modularity and readiness for integration with legacy systems.

  • Data-driven smart prediction

    Build your knowledge of your customers, provide targeted financial advice and go beyond user expectations, all with the help of our automized smart hooks.

  • PSD2 ready

    We can cluster data from various sources and serve that data adapted to particular system demands, so enabling more effective upselling, personalised offers and relevant insights for the customer.



Design concept



Mobile Apps

IT innovation

Digital transition strategy

  • Proffesional experienced delivery and project management

  • User testing laboratory and research

  • Scattered design for UX

  • Robust technologies: Java, Angular, Spring Cloud, Elastic data clusters, Enterprise class CMS

  • 365/24/7 maintenance services

  • Agile, financial domain savvy-developers


Efigence's innovation-driven skills have already been implemented by:
Alior Bank, mBank, BNP Paribas, Idea Bank, Kontomierz.pl, Emirates NBD, Nordea in their multi-awarded projects


Want to see more, or you have any questions regarding our services?