Digital and mobile banking services - UX design & software development
Our Proven Track Record
Autonomous Digital Banking: The Future of Financial Services
At Efigence, we believe in the power of autonomous digital banking, a future where cognitive banking takes centre stage, prioritizing customer needs and delivering seamless, personalized experiences. We envision a world where individually programmed robots support all digital banking activities, making financial management more intuitive and efficient.
Ambient Banking: Integrating Finance into Everyday Life
The Ambient Banking trend reflects the shift towards distributed and embedded banking services across various touchpoints. This innovative approach intertwines banking into the fabric of everyday life, making it accessible, convenient, and customer-centric. By integrating financial services into digital ecosystems, customers can easily manage their finances and enjoy a more connected experience.
Value-Added Services 2.0: Enhancing Digital Banking Experience
New bi-directional Value-Added Services (VAS) in 2nd wave are transforming digital banking, making it a pilot that drives in-app experiences and covers the entire lifestyle ecosystem surrounding users. This approach provides banking customers with personalized solutions, tailored recommendations, and real-time insights, enriching their financial lives and supporting their unique needs.
Virtualization of Money Movement: The Rise of Invisible Transactions
As invisible subscriptions, invisible payments, and virtual bill payments gain traction, the virtualisation of money movement revolutionises digital banking. This shift transforms digital banking platforms into hubs that manage virtual liquidity and decentralised information, streamlining financial operations and providing customers with a unified, secure, and user-friendly experience.
Social ESG Trends: Driving Sustainability in Digital Banking
The growing awareness of Environmental, Social, and Governance (ESG) goals is influencing the digital banking landscape. Innovative solutions, such as incorporating CO2 measures into transaction histories, allow customers to track their sustainability efforts and make informed decisions per their values.
Financial Wellness: Empowering Customers to Make Healthy Financial Choices
The financial wellness trend is gaining momentum, driving the development of tools that support customers in making informed and responsible financial decisions. By providing personalized insights, recommendations, and resources, digital banking platforms empower users to improve their financial health and achieve their goals.
Personal Assistants: Aiding in Intelligent Money Management
With the rise of personal digital assistants, customers can rely on programmed, limited-intelligence systems to support money-related activities and spending patterns. These virtual assistants empower users to make smarter financial decisions, ensuring a more balanced and secure financial future.
At Efigence, we are dedicated to harnessing the power of these trends to revolutionise digital banking, creating an autonomous, customer-centric, and seamless financial experience for users worldwide. Our focus on innovation, sustainability, and financial wellness ensures we remain at the forefront of the ever-evolving digital banking landscape.
Success Story: Alior Bank's Digital Banking Platform
By choosing Efigence's EFI4, the bank can enjoy the benefits of an enhanced digital banking platform designed to optimize customer engagement and increase revenue through customer acquisition, up-selling, and retention. Our platform offers a seamless user experience featuring:
Elevate your bank's digital presence with the expertise and experience gained from our successful collaboration with Alior Bank in the Romanian market over the past two years and our decade-long partnership.
Efigence redefined digital banking with a custom-built platform for Alior Bank, offering seamless currency exchange, mobile app development, and robust banking features. Learn more about our collaboration and its game-changing impact on the industry.
How to improve digital banking platform? With our Professional Services:
Our Cutting-Edge Technology & Security
Choose Efigence for Your Tailor-Made Digital Banking Solution
Efigence mobile & development capabilities
At Efigence, we offer expert back-end development capabilities that include IT architecture design, Java applications development, integrations and APIs, backend-for-frontend development, performance and security testing, and technical documentation. We build powerful and reliable applications that are tailored to your needs, seamlessly integrated with other systems and services, and optimized for performance and security. Trust us to take your applications to the next level.
At Efigence, we specialize in mobile app development with expert capabilities in mobile IT architecture design, native apps E2E delivery for both iOS and Android, as well as development using React Native, NativeScript, and Flutter. Our team delivers high-quality, user-friendly mobile apps that are optimized for performance and functionality. Let us help you take your mobile strategy to the next level.
Efigence offers top-notch DevOps services, including environments in cloud or on-premises, CI/CD pipelines, DevOps support, 24/7 SLA & maintenance, and infrastructure and performance administration. Our team ensures that your applications run smoothly and are always available to your users. We use the latest technologies and best practices to build robust, scalable, and secure environments for your applications. Trust us to handle your DevOps needs and help you focus on your business.
Discover Efigence's Comprehensive Professional Services: Elevate Your Bank's Digital Experience with Exceptional UX & Development under One Roof
Optimize your costs while enhancing the quality
Stand out from the competition with our concepts
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Empower Your Bank's Digital Future with Efigence - Get Started Today!
Transform your digital banking experience with Efigence, and join the ranks of industry leaders who trust us to deliver unparalleled results. Let's embark on this journey together and revolutionize how you engage with your customers.